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yeah one of the major problems I've seen in America in general is the overall belief that if you want it hard enough, you'll get it.
I have known way to many corporate slaves who make 80,000 a year and live in 400 - 500k homes and drive brand new BMW/Benz's.
They can survive, until one or both of them lose their jobs or have medical emergency than they just max their credit cards more.
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