Just joined DAN

[baywatch106]

Having just joined DAN last night I was wondering if anyone on the forum has actually used the insurance offered by dan for anything like DCI?

[Roughwater]

I looked at Dan only a couple of months ago due to an O'seas trip coming up. So far the verdict (in Oz anyway) is:

- You shouldn't need DAN insurance whilst IN Australia (if you're a resident) as health cover (medicare) should cover you.

- You shouldn't need DAN insurance whilst OUT of your country as your holiday insurance should cover you.

- You should take out Dan membership as they can be very beneficial with organising evacuation and treatment in an emergency.

However, Dan Asia-Pacific (what we have here in Aus) has much less to offer than DAN USA. (I believe USA also covers gear loss, etc which isn't covered in Asia-Pacific).

However, in saying all that, I got DAN insurance to be on the safe side anyway as we will be doing deep dives.

I'll be interested to see what others have to say...

[navyhmc]

I took out the DAN insurance, hoping I never need it. Let's face it, less than $100 per year to help defray $10,000's is a good deal. The fact that they have a vertiable treasure trove of dving meidcine at their finger tips to help in my care if something does happen is a good thing as well.

[jet126]

I am a veteran of 12 marathons and an avid scuba diver. July 2007 I was gearing up to begin my DM and also train for the Disney marathon. I was in the best shape of my life. And driving home from work one afternoon I suffered a stroke. Because I didn't fit ANY profile for "stroke victim" the doctors first suspected diving-related. DAN covered the ambulance to Mercy Hosp in Miami and two chamber rides, plus my stay at Mercy.

I had also already paid for a week live aboard that Sept. DAN reimbursed my vacation (except airfare).

I'm the poster child for if-it-can-happen-to-me-it-can-happen-to-anyone. DAN is definitely worth it!

And just in case you're wondering: yes, I am diving again.

[jet126]

And in reply to Roughwater. Check with your own health insurance but most US companies do NOT cover chamber rides or transport to/from. One treatment can cost several thousand $$.

DAN's top policy is around $100 - super cheap in comparison.

[JCAT]

Have been a DAN member for 5 years. Never used them, hope I never do.

Their research is invaluable to the Scuba community, not just about insurance.

[Sansho]

A person on a trip with our LDS and required a helicopter flight from St Croix to San Juan for DCS chamber treatment, and the helicopter required $1000 payment up front, which DAN covered.

[chinacat46]

Many live aboards require you have dive insurance. It doesn't have to be DAN but you do have to show proof(usually when booking). Dive Assure is a combo of dive and travel insurance which is also accepted.

[UofTOrange]

I'm a member as my LDS does it when you are a "platinum member", but I do need to look into the insurance

[fire diver]

UofT, could you clarify? I'm not understanding your statement.

I purchased the family plan of DAN's highest level for my daughter and me (both divers) and basic for my wife and son who don't dive right now.

Every dive sight I go to is covered by the distance from home for coverage help.

I have good insurance, but it doesn't cover things like air transport. Even what it does cover, still leaves a LOT to come out of my own pocket. I hope I never need DAN's insurance, but it's so cheap compared to the alternative of thousands out of my own pocket I could have to pay.